
About Paul Decelles Financial Strategies
At Paul Decelles Financial Strategies, our client service model follows our own specialized 3D Process. Before we make any investment recommendations, and before we invest a single dime of client assets, we take our clients through a three-step process.
- Discovery and definition of your financial goals
- Designing a long term plan for pursuit of those goals
- Deploying a portfolio strategy based on investments seeking to provide the long term returns that the plan requires.
Serving the Northeast Kingdom of Vermont with comprehensive financial planning since 1995

Our 3D Process
Discovery and definition of your financial goals.
Designing a long term plan for pursuit of those goals.
Deploying a portfolio strategy based on investments seeking to provide the long term returns that the plan requires.

Our History
Founded as Royer Financial Services in 1973, Paul has been serving clients since joining the company in 1993. He purchased Royer Financial in 1995.

Our Mission
To provide our clients with outstanding strategic financial advice, delivered with comprehensive financial planning and first-rate service.
What's in a name?
Our name -- Paul Decelles Financial Strategies -- indicates the service and advice we provide to clients. We are strategic. Through our 3D-Process we evaluate your financial planning status and make recommendations to address shortfalls and to encourage achievement of goals. Our plans consider legacy planning; family security to address the risk of premature death, disability and infirmity in old age; tax planning; retirement income plans; education planning; and investment and insurance strategies designed to pursue them all.
Meet Our Team